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May 17, 2017 @ 03:17 PM

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May 17, 2017 @ 03:17 PM

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K. J. Somaiya Institute of Management Studies and Research, Mumbai

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Is there still a struggle for Roti Kapda aur Makan?

Post MBA exam results, Group Discussion will be crucial for MBA admission so it is advised to read and practice with variety of topics. In following GD topic you will be getting some points with divergent views which you can pick up and develop.  Today, you will read GD topic:  
 
"Beyond middle class; is there still a struggle for Roti, Kapda aur Makan ?"
 
It is true that beyond the middle class, there is still a struggle to make ends meet in India. Corruption is rampant in India and people in the lower classes of the society are stuck in the vicious cycle of poverty.
 
 The upper and middle classes have decent lives in India. In fact, a typical middle class household earns between Rs 3.4 lakhs and Rs 17 lakhs, and those in the middle class have sufficient discretionary income, allowing them to move beyond the struggle for Roti, Kapda Aur Makan. However, beyond the middle class, the scenario is very much different. 
 
In India, programs have been established to help those in lower income groups, including farmers. However, most of the money meant for these programs gets diverted into the pockets of corrupt officials. And poverty-stricken individuals get a measly share of it. 
 
One of the programs specifically designed for farmers promises a fixed price for wheat – Rs 1,175 for 100 kg. Although this is what it says on paper, farmers rarely get what they have been promised. By the time the wheat goes through middlemen and distributors, farmers’ income is reduced by a significant amount. 
 
Many of the farmers live on less than Rs 100 a day. In order to survive, they grow their own food, in light of the rising inflation. This is the harsh reality of India’s low income groups, where there is a constant struggle for Roti, Kapda Aur Makan.
 
The Indian economy is currently facing high inflation and low economic growth rate. This once again adds to the mounting problems of those in low income groups in India. However, there are many organizations, including the World Bank, that are keen on helping people break free from the vicious cycle of poverty.
 
 Recently, the president of the World Bank group, Jim Yong Kim, said the organization will provide annual assistance of Rs 162 billion to Rs 271 billion to India over the next four years.
 
Every year, millions of Indians from rural areas move to urban areas in search of better jobs and better lifestyles. However, the lack of proper employment opportunities in cities has worsened the financial and social conditions of many low income groups. Sadly, Indians cannot depend on their own government for proper financial packages because of the level of corruption in India. 
 
Hopefully, people beyond the middle class get to benefit from programs initiated by international organizations such as the World Bank and break free from the struggle for Roti, Kapda Aur Makan. 

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