Published: Monday, 20 March, 2017 05:30 PM

IIM RAIPUR organizes Panel Discussion on the Latest Trends in Banking

IIM RAIPUR believes in combining classroom learning with industry exposure. On the lines of this ideology, Finatix, the finance club of IIM Raipur recently organized a panel discussion on the topic “Banking Industry: Past, present and future.” The panel for the discussion comprised of dignitaries from the banking world, Mr. Narendra Gallani, Circle Head, Chhattisgarh, Axis Bank and Mr. V C Upadhyay, DGM & Zonal Manager, Chhattisgarh, Dena Bank. Dr. Vinay Goyal, Area chairperson, Finance department from IIM Raipur moderated the discussion. The panel discussed wide range of topics varying from NPAs, sector specific stress on banking industry, latest digital transformation in the banking industry, Capital adequacy after Basel norms among others.


Focusing on the issue of NPAs, Mr. Upadhyay from Dena Bank said, “Public sector banks are facing a lot of heat in NPAs due to sector specific concerns but the winds are changing and in times to come, with some sustainable steps taken up by government and banks, the concerns are likely to go down.” Adding to the discussion on capital requirements Dr. Vinay Goyal from IIM Raipur said, “Private banks are better placed in terms of handling NPAs but the issues regarding operational risks still remain and banks need to look at that front too.”

Commenting on the changes and progress in the banking environment, Mr. Gallani from Axis Bank termed this phenomenal growth as “disruption”. According to him, “Banking industry is one of the oldest industry in world but recent changes in technology, the disruptive changes will completely change the way we perceive banking and e-wallets will take over the traditional wallets.”

IIM Raipur

Students of IIM Raipur also engaged in discussion with the industry experts raising the burning questions in the sector. Devi Pratyusha, 1st year student at IIM Raipur said, “The introduction of payment banks with fast changing technology is causing tectonic shifts in the Indian banking sector and it is the customers who would receive maximum benefits out of this positive changes.”


“It is always a pleasure to have industry experts on campus and we were privileged to have such high dignitaries from banking industry giving us the firsthand experience. It is indeed a great learning experience apart from the traditional classroom learning and gives us an edge in understanding the issue affecting the Indian economies at large” said Rahul Dewan, Senior Executive Member, Finatix, Finance club of IIM Raipur.

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